Mortgage Advisor in Cardiff

Mortgage Adviser

Premiere FS Ltd - Mortgage Advice Bureau

Location: Treorchy, with support from the Cardiff hub
Working pattern: Flexible hybrid working
Contract: Self-employed with a retainer
Earnings: High commission split with uncapped earning potential

The opportunity
Premiere FS Ltd, part of Mortgage Advice Bureau, is looking for an experienced Mortgage Adviser to join its growing business.

Operating from newly refurbished premises in a prominent position on Treorchy High Street, the business benefits from strong local visibility, regular customer enquiries and an established client bank developed over approximately 20 years.

You will have access to warm existing clients requiring remortgage, home-moving and other mortgage advice, alongside new enquiries generated through the high-street premises.
This self-employed position combines the security of a financial retainer with a competitive commission split and uncapped earning potential. You will have the freedom to manage your own diary and divide your time between the Treorchy branch, the Cardiff support hub and working from home.

For an exceptional individual who demonstrates commitment, performance and the ambition to help grow the business, there may also be an opportunity to earn a future equity stake.

Key responsibilities

• Providing suitable, compliant mortgage advice to new and existing customers
• Managing mortgage cases from the initial appointment through to completion
• Reviewing the established client bank for remortgage, product-transfer and home-moving opportunities
• Responding promptly to walk-in, telephone and online enquiries
• Building lasting relationships with customers and generating repeat business
• Identifying customers who would benefit from specialist protection advice
• Referring protection opportunities to the appropriate adviser
• Maintaining accurate customer and compliance records
• Liaising with lenders, administrators and other parties throughout the application process
• Managing an active pipeline and keeping customers regularly informed
• Developing professional and community relationships that generate new business
• Delivering an excellent customer experience from initial enquiry to completion

We would like to hear from candidates who:

• Hold CeMAP or an equivalent recognised mortgage qualification
• Have achieved Competent Adviser Status
• Have a successful track record as a Mortgage Adviser
• Possess a strong understanding of the residential mortgage market
• Can confidently manage purchase, remortgage and home-moving cases
• Are comfortable developing opportunities from an existing client bank
• Have an entrepreneurial and commercially focused approach
• Are self-motivated and capable of managing their own diary
• Deliver consistently high standards of customer service and compliance
• Value the flexibility of self-employment alongside the infrastructure of an established brand
• Can work independently while contributing to the growth of the wider business

What we offer

• A self-employed contract with a financial retainer
• A competitive, high-split commission structure
• Uncapped earning potential
• Immediate access to an established client bank
• Warm remortgage, home-moving and repeat-business opportunities
• New enquiries generated through the Treorchy high-street branch
• Complete flexibility to manage your own diary
• The option to work from Treorchy, the Cardiff hub and home
• Access to Mortgage Advice Bureau technology and systems
• Compliance and business support
• Access to an extensive panel of lenders
• Potential to earn an equity stake in the business
• The backing of a recognised national mortgage network

Apply If you are an experienced, CeMAP-qualified Mortgage Adviser looking for flexibility, strong earning potential and access to an established source of business, we would be delighted to hear from you.